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๐Ÿข Small Business Health Insurance โœ“ Licensed Health Advisor

Health Coverage for Your Business

Protect your team, qualify for tax deductions, and compete for top talent. Ryder Keen finds the right group health plan โ€” at no cost to you.

Tax-deductible premiums Year-round enrollment 2โ€“50+ employees 32 states covered
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Get Your Free Business Quote

Ryder will call you to discuss your options โ€” takes 30 seconds.

Free consultation ยท No obligation ยท We do not sell your information

Built for Business Owners

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Tax Advantages

Business health premiums are typically 100% tax-deductible โ€” reduce your taxable income while protecting your team.

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Attract & Retain Talent

Health benefits are the #1 perk employees value. Compete with larger companies without a large-company budget.

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Group Rates

Group plans spread risk across employees, giving you and your team better coverage at lower individual premiums.

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Flexible Options

From sole proprietors to 50+ employee groups โ€” Ryder finds the right structure for your business size and budget.

Who Ryder Works With

Self-Employed & 1099

Solo operators and contractors who need business-quality coverage without employer backing.

Small Teams (2โ€“20)

Startups and small businesses offering health benefits for the first time or switching carriers.

Growing Companies (20โ€“50+)

Established businesses optimizing their benefits package to scale and retain employees.

Common Questions

How many employees do I need to qualify for group coverage?

Most carriers require at least 2 full-time equivalent employees. Sole proprietors can often qualify through spouse enrollment or association plans.

Is there a minimum employer contribution?

Most group plans require the employer to cover at least 50% of employee-only premiums. Ryder will walk you through what's most cost-effective for your situation.

When can I enroll?

Small businesses can enroll year-round โ€” there is no open enrollment window restriction for group plans.

What is the difference between ACA group plans and private group plans?

ACA group plans offer standardized benefits and may qualify for tax credits. Private group plans offer more flexibility in benefit design and network options. Ryder compares both for your specific needs.

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Ready to Cover Your Team?

Free consultation. No pressure. Ryder will find you the best group plan available in your area.